It’s also all about the benjamins. Of which I have little.
Yesterday, I posted about wanting to save energy and money on our utilities. Part of this is, of course, to help save our lovely planet, which I love. But a more pressing reason is that we’re broke. Well, not officially broke, but certainly low on funds.
I’ve always been keenly aware of where our money goes. We’re not the kinds of people who are broke because we are addicted to collecting worthless crap things; on the contrary, we’re poor out of choice. Sure, my husband and I could have gone into business or law school, taken the path of least resistance, and be making tons more money. But we didn’t do that. We took the harder route of grad school and having jobs that we love, with the knowledge that life would be poor and harder at first, but would get better with age (especially around middle-age, when most people who took any-old job in order to make money fast are miserable and we’re happy in our fulfilling careers). Unfortunately, these jobs that we love don’t exactly pay off the student loans we took out in order to have the jobs that we love. Whoops.
This isn’t a post of complaint or anything, just an acknowledgment that we need to stay on budget and find creative ways to save dough. And when I put my ambition out there for the blogging world to see, well then, I just may be held more accountable.
When looking at our budget (yes, we have a spreadsheet-based budget – I am a librarian after all, people), there are certain areas where we can’t save money or change the monthly amount – loans, insurance, etc. But there are a lot of areas for improvement, such as utilities, food, extras, etc.
I’m actually excited about the prospect. I see saving money and squeaking by on little (while maintaining my ambition to be green and natural) to be a competitive challenge, almost like I’m standing up to my finances and saying “Is that all you’ve got? Please, I eat bills like you for breakfast.” I know it will be hard to stay green in some areas (good-bye $10 organic chicken!), but I’m up for the challenge. Are you with me?